Welcome to 186 Centre Street, a centrally located 3+2 bedroom, two bath, four-level back split offering exceptional convenience just minutes from downtown St. Thomas, shops, parks, schools, and everyday amenities. This inviting home features a charming front porch, a private two-car driveway, and plenty of additional street parking. Step inside to a welcoming entryway that opens into a bright living room, highlighted by a large front window that fills the space with natural light. Just beyond, you'll find a cozy eat-in kitchen that makes excellent use of its footprint, offering sufficient counter space and a functional island for added prep and workspace. Off the kitchen, access the side porch leading to the backyard, where you'll enjoy a spacious deck, hot tub, and storage sheds - perfect for relaxing or entertaining outdoors. Upstairs, the home offers three comfortable bedrooms and a 4-piece bathroom. The lower level adds even more versatility, featuring a 3-piece bathroom with recently updated tile flooring, a charming den ideal for a reading nook, play area, or home gym, and two additional bedrooms. A few steps down, the basement level provides generous storage space, a dedicated laundry area, and a workbench well-suited for crafting, hobbies, or projects. Well laid out and located in the heart of the city, this home offers flexible living space and great value for families, first-time buyers, or investors alike.
Under Contract:
Hot Water Tank-Gas
Property Type:
Residential Freehold
Property Sub Type:
Detached
Home Style:
Backsplit 4
Approx. Age:
51-99
Total Approx Floor Area:
1100-1500
Lot Size:
<.50
Lot Depth:
131'1"39.9 m
Lot Frontage:
30'9"9.37 m
Lot Shape:
Rectangular
Topography:
Flat
Direction Faces:
South
Bedrooms:
3+2
Bathrooms:
2.0
Water supply:
Municipal
Kitchens:
1
Bedrooms Above Grade:
3
Bedrooms Below Grade:
2
Kitchens Above Grade:
1
Rooms Above Grade:
6
Rooms Below Grade:
5
Zoning:
C-8
Heating type:
Forced Air
Heating Fuel:
Gas
Foundation:
Concrete
Roof:
Asphalt Shingle
Basement:
Full
Fireplace/Stove:
No
Garage:
None
Garage Spaces:
0.0
Other Structures:
Fence - Full, Shed
Parking Features:
Private Double
Parking Spaces:
2
Total Parking Spaces:
2.0
Family Room:
Yes
Possession Details:
Immediate
Lot Irregularities:
SEE REMARKS
Pool:
Above Ground
Link:
No
HST Applicable To Sale Price:
Included In
Assessment:
$158,000
Assessment Year:
2026
Taxes:
$2,721 /
2025
Assessment:
$158,000.00 /
2026
Elgin
St. Thomas
St. Thomas
Fenced Yard, Hospital, Library, Park, Public Transit, School
Storage
Deck, Hot Tub, Porch
Carbon Monoxide Detectors, Smoke Detector
HWT
FRIDGE, STOVE, DISHWASHER, WASHER & DRYER & HOT TUB
Data was last updated May 6, 2026 at 02:15 PM (UTC)
Area Statistics
Listings on market:
175
Avg list price:
$599,000
Min list price:
$279,900
Max list price:
$1,198,000
Avg days on market:
30
Min days on market:
1
Max days on market:
721
These statistics are generated based on the current listing's property type
and located in
St. Thomas. Average values are
derived using median calculations. This data is not produced by
the MLS® system.
This website may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website.
The data relating to real estate on this website comes in part from the MLS® Reciprocity program of the PropTx MLS®. The data is deemed reliable but is not guaranteed to be accurate.